Get a loan today
How we get you your money, quickly
Here are the basics
Get access to the money in your home
Loans from Swiftborrow Mortgages is a mortgage against your property or other form of real estate that you own. We offer what are called ‘first’ and ‘second’ mortgages. These loans give you access to capital you can spend on anything you need to improve your quality of life.
Your home has almost certainly increased in value since you bought it, so you actually have access to even more capital than you might think.
3 Easy steps
The way we help Canadians save thousands on their mortgage.
STEP 1
Start your application in 5 minutes
Kick off the process by answering a few easy questions that help us understand your unique needs. With just a five-minute online form, we’ll build a custom profile and match you with the most relevant mortgage options. There’s no need to speak with aggressive salespeople — our approach is fully online, stress-free, and tailored to save you time and money right from the start.
STEP 2
Find your best mortgage match
Once we understand your financial goals, we search through over 30 trusted lenders to find competitive rates and flexible terms that work for you. Our smart platform compares multiple options in real time to identify the best fit. Whether you're a first-time buyer or refinancing, we ensure you get a transparent, well-explained deal that could help you save significantly over the life of your loan.
STEP 3
Get guidance every step of the way
From closing approval, you’ll have access to both smart technology and dedicated human support. While our platform efficiently handles the market research, a personal mortgage advisor will guide you through the process, answer your questions, and help you move forward with confidence. Our goal is to give you a seamless experience that blends automation with a personal touch, on your schedule.
We like making it simple
If you own your home, you're approved
We’re different than a bank, because we use a streamlined application process that benefits you. This specialized process lets us confirm you’re eligible within 24 hours, allowing us to even deposit your money in your bank within the same day as your application!
Get your money fast & easily
Here's how you can find out how much equity you have
Subtract the amount you owe on your current mortgage from the current value of your home or property. That number is your home equity, which you can convert into capital for your financial needs.
Current value of your home
Amount owed on your mortgage
Your home equity
Get approved
Get your free, no-obligation quote today
Need capital for home or auto repairs, or even to consolidate your debt? Get in touch with our team today to gain access to your home equity — and get your money today with Swiftborrow Mortgages!
Frequently asked questions
Still have a question?
What is a home equity loan?
This is a loan based on your home equity, which allows you to access the capital inside of your home for any financial need or purpose.
What can I use a home equity loan for?
Anything you need! There are lots of reasons why you might need access to additional capital quickly.
How long does a home equity loan take to close?
With Swiftborrow Mortgages, you can get your home equity loan approved within 24 hours!
How do I apply for a home equity loan online?
You can use our website to complete your application in minutes, which we’ll review and approve within 24 hours for you.
How do I calculate the equity in my home?
Take the value of your home and subtract the amount you still owe on your mortgage. That amount is your home equity value.
How will I repay my home equity loan?
Your loan specialist at Swiftborrow Mortgages will work with you to organize a recurring, automatic withdrawal from your bank account.
Can I get a line of credit with Swiftborrow Mortgages?
No. Our company offers home equity loans instead, which allow you to get money for your financial needs through the value of your home.
What is a second mortgage?
This is another term for home equity loans, which allow you to access the capital in your home for any financial need or purpose.
Do I have to be in Ontario to get a loan with ISwiftborrow Mortgages?
Yes, at this time we are focusing on our Ontario clientele. Our team is continuing to grow, and we are striving for nation-wide access!
Can I get a home equity loan if I am self-employed?
Yes. We are working with the value of your home, and not necessarily your employment status.
Apply and get approved in just one day
Get your money today when you start a free online application with us. Simply use our application form, and we’ll give you a free quote within 24 hours.
